*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Manrope,system-ui,Arial,sans-serif;background:#f5f7fc;color:#142b50}.wrap{width:min(1170px,calc(100% - 34px));margin:auto}a{text-decoration:none}.nav{background:#081d42}.navrow{display:flex;justify-content:space-between;align-items:center;padding:17px 0;gap:15px}.brand{color:white;font-size:21px;font-weight:950}.brand small{display:block;font-size:10px;letter-spacing:2px;color:#ffbf75}.back{color:#ffca90;font-size:13px;font-weight:850}.hero{padding:80px 0 100px;background:radial-gradient(circle at 83% 24%,#af4baf,transparent 42%),linear-gradient(120deg,#061a3b,#214b91 60%,#793db2);color:white;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;right:-120px;top:-140px;width:500px;height:500px;border-radius:50%;border:65px solid #ffffff12;pointer-events:none}.eyebrow,.sectionlabel{font-size:12px;font-weight:900;letter-spacing:2px;color:#ffbd77}.hero h1{font-size:clamp(39px,6vw,70px);line-height:1.07;letter-spacing:-.045em;margin:20px 0}.hero h1 span{color:#ffcd88}.hero p{max-width:700px;line-height:1.85;color:#eaf0ff;font-size:17px}.pillrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.pillrow span{background:#ffffff1d;border:1px solid #ffffff48;border-radius:100px;padding:10px 15px;font-weight:750;font-size:13px}.body{margin-top:-50px;position:relative;padding-bottom:80px}.body>.sectionlabel{color:#b55c28;margin:70px 0 8px}.body>h2{font-size:clamp(26px,3vw,38px);margin:0 0 26px;letter-spacing:-.025em}.body>h2 span{color:#ed8645}.cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:17px}.category{border:0;border-radius:25px;text-align:left;padding:0;cursor:pointer;color:white;overflow:hidden;box-shadow:0 14px 30px #10254a22;transition:transform .25s,box-shadow .25s;min-width:0}.category:hover,.category:focus-visible{transform:translateY(-8px);box-shadow:0 24px 46px #10254a40}.category.active{outline:4px solid #ffcf85;outline-offset:3px}.health{background:linear-gradient(150deg,#00b0a0,#0572b9)}.life{background:linear-gradient(150deg,#c45fd6,#6337b2)}.accident{background:linear-gradient(150deg,#ffb14e,#ee694b)}.motor{background:linear-gradient(150deg,#317fe3,#193d96)}.art{height:180px;display:grid;place-items:center;position:relative;overflow:hidden}.orb{position:absolute;width:160px;height:160px;background:#ffffff30;border:1px solid #ffffff55;border-radius:50%;animation:pulse 4s ease-in-out infinite}.visual{font-size:83px;position:relative;filter:drop-shadow(0 15px 15px #15265c55);animation:float 3s ease-in-out infinite}.smallvisual{position:absolute;right:18px;bottom:15px;font-size:43px;animation:float 3.5s ease-in-out infinite reverse}.spark{position:absolute;top:18px;left:24px;color:#ffe7a1;font-size:32px;animation:twinkle 2s ease-in-out infinite}.categorytext{display:flex;flex-direction:column;gap:10px;padding:23px 19px 24px;min-height:195px}.number{font-size:10px;letter-spacing:2px;font-weight:850;color:#fff2c9}.categorytext strong{font-size:21px;line-height:1.25}.categorytext>span:nth-child(3){font-size:13px;color:#f3f4ff;line-height:1.5}.explore{margin-top:auto;font-size:13px;font-weight:900;color:#fff2c7}.detail{margin-top:38px;background:white;border-radius:27px;padding:34px;box-shadow:0 18px 55px #152e561a;border:1px solid #e5ebf4;scroll-margin-top:20px}.detailhead{display:flex;align-items:center;gap:18px}.detailicon{display:grid;place-items:center;width:90px;height:90px;border-radius:22px;background:linear-gradient(140deg,#e2f9f3,#e8e5ff);font-size:47px;flex:none}.detail .sectionlabel{color:#bd6c31}.detail h2{font-size:clamp(24px,3vw,34px);margin:6px 0}.detail p{color:#61718a;line-height:1.75;margin:0}.benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin-top:29px}.benefit{background:linear-gradient(145deg,#f9fbff,#f0f3ff);border:1px solid #e5eaf5;border-radius:18px;padding:20px;animation:rise .5s both}.benefit:nth-child(2n){animation-delay:.08s}.benefit:nth-child(3n){animation-delay:.15s}.benefit .emoji{font-size:28px}.benefit h3{font-size:16px;margin:10px 0}.benefit p{font-size:13px;line-height:1.7}.benefit small{display:inline-block;margin-top:11px;background:#fff1df;color:#965016;padding:7px 9px;border-radius:50px;font-size:11px;font-weight:900}.benefit small.core{background:#e2f5ed;color:#206646}.fineprint{margin-top:24px;padding:18px 20px;border-radius:17px;background:#fff8ed;border:1px solid #ffdfb6;color:#6b5237;font-size:13px;line-height:1.8}.buttons{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}.buttons a{padding:15px 22px;border-radius:50px;font-size:14px;font-weight:850}.quote{background:linear-gradient(110deg,#ffb55f,#ff7548);color:#172747;box-shadow:0 10px 22px #e889503b}.outline{border:1px solid #c9d3e6;color:#244b86}footer{background:#071b3b;text-align:center;padding:42px 0;color:#d6e5ff}footer b{font-size:19px;color:white}footer p{font-size:13px;line-height:1.8}.footnav{display:flex;justify-content:center;flex-wrap:wrap;gap:10px;margin:24px 0}.footnav a{padding:11px 16px;border-radius:50px;border:1px solid #627695;color:#ffd39b;font-size:12px;font-weight:800}footer small{font-size:11px;color:#afc0db}@keyframes float{50%{transform:translateY(-14px) rotate(4deg)}}@keyframes pulse{50%{transform:scale(1.18);opacity:.5}}@keyframes twinkle{50%{transform:scale(1.35);opacity:.5}}@keyframes rise{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@media(max-width:1000px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:700px){.benefits{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{padding:55px 0 80px}}@media(max-width:510px){.cards{grid-template-columns:1fr 1fr;gap:11px}.art{height:135px}.visual{font-size:60px}.smallvisual{font-size:30px}.categorytext{padding:15px;min-height:190px}.categorytext strong{font-size:17px}.detail{padding:20px}.benefits{grid-template-columns:1fr}.detailicon{width:66px;height:66px;font-size:33px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important}html{scroll-behavior:auto}}
/* Critical Care + advisor booking CTA */
.critical{background:linear-gradient(150deg,#e64d85,#8e3cb7)}
.hero-booking{display:flex;align-items:center;flex-wrap:wrap;gap:15px;margin-top:28px}
.hero-booking a{display:inline-flex;align-items:center;background:linear-gradient(110deg,#ffcb80,#ff8755);color:#142849;border-radius:999px;padding:16px 24px;font-size:14px;font-weight:900;box-shadow:0 12px 25px #081a4850;transition:transform .2s}
.hero-booking a:hover{transform:translateY(-3px)}
.hero-booking span{font-size:12px;color:#edf0ff}
@media(min-width:1001px){.cards{grid-template-columns:repeat(5,minmax(0,1fr))}.categorytext{padding:19px 14px}.categorytext strong{font-size:18px}.art{height:160px}}

/* WhatsApp CTA icon layout */
.buttons .quote{display:inline-flex;align-items:center;justify-content:center;gap:11px;flex-wrap:wrap}.buttons .quote .whatsapp-icon{width:23px;height:23px;flex-shrink:0}

/* Responsive insurance explainer */
.insurance-hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(250px,.8fr);align-items:center;gap:48px;position:relative;z-index:1}.insurance-hero-copy{min-width:0}.insurance-hero-copy h1{font-size:clamp(36px,4.7vw,60px)}.insurance-hero-video{margin:0;justify-self:center;width:min(100%,310px);padding:9px;background:#ffffff18;border:1px solid #ffffff45;border-radius:24px;box-shadow:0 24px 65px #0005;backdrop-filter:blur(8px)}.insurance-hero-video video{display:block;width:100%;aspect-ratio:512/910;max-height:490px;object-fit:contain;background:#061a3b;border-radius:16px}.insurance-hero-video figcaption{text-align:center;font-size:12px;line-height:1.5;color:#fff0d8;padding:12px 5px 5px}.hero-booking>span{font-size:12px;line-height:1.5}.hero{padding:48px 0 80px}@media(max-width:760px){.insurance-hero-grid{grid-template-columns:1fr;gap:30px}.insurance-hero-copy h1{font-size:clamp(36px,7vw,54px)}.insurance-hero-video{width:min(100%,300px)}.hero{padding-top:38px}}
